Even if you have limited resources, a financial plan is an invaluable tool to help you plan for the future. Learn more about the elements of a financial plan, and then contact your Financial Advisor to work on creating one.
Who needs a financial plan? The short answer is everyone. Even if you have limited resources, a plan can be a critical tool toward achieving your long-term financial goals.
New research published in the American Journal of Public Health finds that the chance of an obese person attaining normal body weight is very low. In the study, conducted by researchers at King's College London in the UK, just 1 in 210 obese men and 1 in 124 obese women were able to achieve normal weights.
Refresh your soul at these sacred destinations
From Wild to Eat, Pray, Love, spiritual journeys have been on the pop culture radar. But people have been making treks to holy sites for millennia — in fact, these types of locations are probably the oldest form of tourism.
Spiritual journeys differ from ordinary vacations in that they’re meant to nourish the soul and help us reflect on what’s most important to us. Such trips seem to appeal most of all to the unencumbered young (think college students visiting ashrams in India) and to the stock-taking adult (post-divorce, after-the-chemo-ends or on a landmark decade birthday).
GoBankingRates says they can make planning for retirement easier
Many people might wind up with a vast and varied array of financial pieces scattered across their lives once they enter retirement. IRAs, savings or checking accounts, investments, Social Security, pensions, inheritances, real estate holdings and insurance benefits are just a few of the pieces of the retirement puzzle.
“Dad has been outside cutting up a tree with a chain saw, and yesterday, I had to yell at him as he was about to cut through a live electrical cable,” a daughter recently wrote in an online dementia forum for caregivers.
Such stories are not uncommon, and any of us can imagine how the scenario came to be:
Dad has always maintained the home — it’s who he is. Mom has always made supper for the family — it’s what she does.
Working for yourself is liberating — and extraordinarily expensive. You face steep tax bills, have to buy your own health and disability insurance, and need to fund retirement with no help from an employer. Add it all up, and the numbers start to look ugly.
Sleep is critical to a healthy brain. While we're at rest, the brain is performing such important tasks as consolidating memories and clearing toxins. Add stress to lack of sleep, and the brain really starts to stumble.
A small study from Uppsala University in Sweden, published in the journal Sleep, finds that sleep loss paired with acute stress negatively affects important cognitive functions.
If you've ever had anyone walk in to your cubicle as you were inhaling a Quarter Pounder with Cheese and say, "I didn't know anyone ate fast food anymore," congrats: You've been food shamed. You should know you're in excellent company, as it's happened to Health staffers at previous jobs, Olympic athletes, even celebs like Heidi Klum and Demi Lovato.
I invite you to read, learn, enjoy!
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